The majority of people in this world are trusting individuals.
When someone tells them something, especially someone who they have been conditioned to trust, they naturally believe it to be true.
Unfortunately when it comes to insurance companies, the public has been conditioned to trust them as an authority. So when an accident happens, people call their insurance agent and get advice.
The problem with this approach is that your insurance company is in business to take in money, not give it out.
No matter what they say or how they come across when you tell ‘your’ agent about your accident, in their mind they actually flip from your agent to an agent for their company as soon as you utter the word “accident”.
What do I mean by that?
An agent represents someone. When your insurance agent is selling you a policy they are working (or should be) to protect your financial interests.
They do this because it is in their best interests to sell you a better policy, which costs more. To this point, that is fine. More insurance coverage equals higher cost, and you are usually better off paying that higher price for more protection.
Once you are in an accident, they will check into the insurance coverage of the person who hit you. If they do not have enough insurance coverage to pay for the damages to your cycle, or your medical bills, your insurance company knows they will need to make good on the policy you purchased and make a pay out.
So what does your insurance company do? They represent their own best interest, not yours. They become their own “agent”, looking out for their interests.
Many times an insurer will tell a client they have no claim at all.
Your Next Move is to Hire a Motorcycle Accident Lawyer
In actuality, your first move should always be to contact an accident attorney before your insurance company.
I have had clients whose own insurance company told them they had no claim, and there was no need to take it any further.
When we finished, the client had a six figure settlement!
The insurance companies love it when you trust them. They are very good at telling you whatever it takes to get you to drop a case, or to settle for much less than you are entitled to.
Always Consult an Attorney After an Accident
Honestly, there is no reason not to talk with an attorney. You don’t obligate yourself to anything by just calling an experienced motorcycle attorney.
When you call me, we talk as long as you need to learn about the process, your rights, potential for settlement, bike reimbursement, and more, with no cost to you. Free advice, you might say.
After you hire me to handle your motorcycle accident claim, you only pay a small percentage after we help you collect a much larger settlement than you could negotiate on your own.
I am your agent. I work in your best interests at all times. Your best interests are my best interests. Together we will not only get you the highest possible payout, but make the whole process easier on you as well.
Call me, Pennsylvania motorcycle accident lawyer Lee D. Gaber at 888-292-5352 (888-cycle-law) for your free consultation.
So, even if you think you can trust your insurance company when making your Pennsylvania motorcycle accident claim, verify what they tell you is true by calling me.